2702 North Calvert Street presents a fully occupied, four-unit apartment building in Charles Village with clear value-add and future owner-occupancy potential. The unit mix includes one two-bedroom apartment and three one-bedroom apartments. Functional, dated kitchens and bathrooms allow apartments to be improved as units turn, while current below-market rents provide additional opportunity through market-rent alignment. The property has five gas meters and five electric meters, with tenants paying their in-unit gas and electric usage. The landlord pays for heat, hot water and cold water. A one-car garage provides additional income potential. Located four blocks from Johns Hopkins University's Homewood Campus, one block east of a JHU shuttle stop and three blocks from Wyman Park Dell. At the $465,000 asking price, an illustrative 80% LTV loan at 6.50% produces estimated monthly PITI of $3,031. If an owner occupied Apartment 1, projected rents of $3,550 from the remaining three apartments would exceed estimated PITI by $519 per month, before owner-paid utilities, maintenance and other expenses. *As us how! Live in Charles Village with income from three apartments helping to cover the mortgage, or invest in all four and grow income through apartment improvements and market rent alignment.